Down Payment Movement

Welcome to the Down Payment Movement website. This is a collaboration of personal finance bloggers from all across the United States who are teaming up to help you — yes, you — save up for your down payment!

We’re bringing people together. Our goal is to motivate our readers to save up $1 million dollars in total over the next year. We have a lot of great tips to share with you, and we hope you’ll join us.

If you’re wondering why we started this and how it all works, just keep reading for more information about the movement and what it means to you.

Why did we create the Down Payment Movement?

As personal finance bloggers, we have dedicated many hours of our lives to educating our readers and helping them become more confident in their finances. This is a central mission in our lives.

Lately, we’ve heard from more readers — not to mention friends and family — saying that they cannot afford to buy a home even though they would like to.

We’ve also read news reports stating that today’s first-time home buyers are facing unprecedented challenges when it comes to saving up for and purchasing a home. The reports have titles like “Why Millennials Can’t Afford to Buy a Home” or “Millennial Home Buyers Are Here, But Their Struggle is Real.”

The truth is that a lot of would-be home buyers are finding it difficult to save for a down payment because the cost of living in most major U.S. cities has increased rapidly in recent years. When your rent goes up every year, it becomes harder to save money toward a new home.

At the same time, home prices in most cities have been increasing quickly as well. So people are watching as their dream home gets further and further out of reach.

How will the Down Payment Movement help you?

When you sign up for the Down Payment Movement, you’re no longer doing this alone. You have a group of people who are rooting for you to succeed.

More importantly, we have a lot of great educational materials to share with you, including our 12-week home buying course which gives you all the basics on the home-buying process, including the following:

  • Session 1: How to Know If You’re Ready to Buy a Home
  • Session 2: How Much Home Can You Afford
  • Session 3: What Credit Score Do You Need to Buy a Home
  • Session 4: How to Get Pre-Approved to Buy a Home
  • Session 5: How to Choose a Real Estate Agent
  • Session 6: How to Find the Right Home for You
  • Session 7: What to Look for When Home Shopping
  • Session 8: How to Make a Successful Offer On a Home
  • Session 9: How to Apply for a Mortgage
  • Session 10: Is It Better to Have a 20% Down Payment
  • Session 11: How Does Mortgage Insurance Work
  • Session 12: What You Need to Know About Closing Costs

In addition the course, we will be publishing new blog posts here on the blog in which we’ll share our own personal home-buying stories and our best tips for prospective home buyers. We’ll talk about things like how to save for a down payment faster and how to stay motivated to reach your goal.

You really don’t want to miss it! (You can sign up right now by clicking “Join the Movement” in the upper right hand corner of this page)

Who is behind the Down Payment Movement?

We are a group of 15 personal finance bloggers who have all joined forces to motivate you to save for your down payment. You can read about each of us on the Partners page.

The Down Payment Movement is brought to you by:

  • PT Money
  • Michelle Schroeder
  • Tracie Fobes
  • Jim Wang
  • Barbara Friedberg
  • Teresa Mears
  • Joseph Hogue
  • Alanna Anthony
  • Chelsea Krost
  • Carrie Smith
  • Casey Fleming
  • Diego Corzo
  • Max Smith
  • Michael Dinich
  • Benjamin Feldman

This movement (and this website) are also powered by Unison. You can learn more about the company on its website or at the Unison Blog.

If you have any questions about the Down Payment Movement, you can find us on social media or send us an email at

Join the Movement

Don’t forget to click the button in the upper right hand corner of this page to sign up and join the movement.

When you sign up, we’ll ask you to pledge a specific dollar amount you will save every month — for example, $100 or $350. This way, we can track our progress toward the goal of saving up $1 million in one year!

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Join us and get motivated to save for your down payment! Together we’ll save $1 million.